EDUCATION

Ph.D.--Business Administration 1974 University of Utah
            Major field: Finance; Allied fields: Managerial Accounting and Quantitative Methods
            Phi Kappa Phi; NDEA Title IV Fellowship

M.B.A.--1968 Brigham Young University , Provo , Utah

B.A.--1966 Brigham Young University

WORK EXPERIENCE

TEACHING

Professor of Finance (tenured) 1995-present

Utah Valley State College, Orem , Utah . Taught Principles of Finance, Investment Management, and Statistics.

Associate Professor of Finance (tenured) 1974‑1988

Boise State University , Boise , Idaho . Taught graduate and undergraduate courses in Principles of Finance, Investments, Corporate Financial Management, Money and Banking, and Statistics. 

EXECUTIVE DEVELOPMENT SEMINARS

Developed and taught seminars for middle and upper management personnel entitled, "Finance for the Non‑Financial Manager".  I have repeated this 3-day seminar numerous times for various large Idaho corporations, e.g., Ore-Ida Foods, J.R. Simplot Co., and Intermountain Gas Co.

Workshop Director--Designed, conducted, and taught ten special workshops to Mexico on International Business and Mexican History and Culture.  Each of these workshops included three weeks' study and travel in Mexico .

OTHER CONSULTING

Vending Community Outreach Management 1988-1995, Mesa , Arizona . Developed, implemented, and managed a nationwide program of funding and outreach for the National Federation of the Blind. To date this program has raised almost $10 million for the NFB.

Boise Cascade Corp.--System design and APL computer programming to analyze employee surveys.

Idaho First National Bank--Developed a credit scoring model for screening credit card applications. 

SECURITIES

Weston & Co/Unity Sec‑‑Vice‑President of Operations 1969-1971
            Responsible for the operation of three branch offices of this regional OTC brokerage firm.  As
            firm compliance officer, responsible for company-wide securities trading practices. 

Schwabacher & Co.--Account Executive 1968-1969
            Registered with the NASD and New York Stock Exchange.

HONORS

Outstanding Blind Educator of the Year Award 2003; awarded by the National Federation of the Blind

Distinguished Faculty Award; May 1985. Selected as one of the top ten faculty members at Boise State University .

Outstanding Faculty Recognition; March 1986. Acknowledged by Phi Kappa Phi Honors Students.

PROFESSIONAL RESEARCH

PUBLICATIONS

"Were the Seven Habits Highly Effective? The Franklin Covey Merger" UVSC Journal of Business Inquiry, 2005 Vol. 4 (1): pp. 15-25. with Charles Cozzens and Karen Whelan‑Berry.

"Individual, Electronic Trading, and Turnover" with Vaughn Armstrong. Academy of Accounting and Financial Studies Journal, 10(2), 71-84 (2006).

" China Automotive Systems, Inc. The Case for Reverse Mergers" with Vaughn Armstrong. Journal of the International Academy for Case Studies, 11(5), 67-73, 2005.

" China Automotive Systems, Inc. The Case for Reverse Mergers; Instructor's Notes" with Vaughn Armstrong. Journal of the International Academy for Case Studies, 11(6), 57-69, 2005.

"The Effect of Financial Institution Objectives on Equity Turnover" with Vaughn Armstrong. Academy of Accounting and Financial Studies Journal, 9(3), 13-28, 2005.

"Prerequisites and Performance in the Core: Empirics of the Business Statistics Course" Utah Academy Journal. with Farid Islam, Janice Gygi, and Reed Gooch. forthcoming Spring 2006.

"Relevance of Prerequisites to Business Statistics: Some Preliminary Hypothesis and Tests", Journal of College Teaching and Learning forthcoming; with Farid Islam, Janice Gygi and Reed Gooch

"Islamic Banking and Finance in Theory and Practice; the Malaysia and Bahrain Experience" American Journal of Islamic Social Science, Spring 2005; with Abdus Samad and Brad Cook

"The Time Value of Money; A Clarifying and Simplifying Approach" Journal of College Teaching and Learning July 2004

PUBLISHED MONOGRAPHS

"Robert Lucas Jr. (1937 - ): "A Pioneer of the New Classical School of Thought and the Laureate of 1995", in: The Frontiers of Economics: Nobel Laureates of the Twentieth Century; By Dr. Abu Wahid and Dr. John Hasty (Ed); Greenwood Publishing Group, Westport, CT, 2001, pp. 319 - 32 co-author Farid Islam

"Theodore Schultz (1902 - 1998): An Expert on Agriculture and Human Capital Theories and the Laureate of 1979", in: The Frontiers of Economics: Nobel Laureates of the Twentieth Century, By Dr. Abu Wahid and Dr. John Hasty (Ed); Greenwood Publishing Group, Westport, CT, 2001, pp. 147 - 56 co-author Farid Islam.

RESEARCH IN PROGRESS

1. "Personal vs Business Bankruptcy" with Vaughn Armstrong

2. "Sustainability of Fiscal Policy; Analysis with Data from Egypt " with Amir Kia.

ACADEMIC CONFERENCE PRESENTATIONS

"The Effect of Financial Institution Objectives on Equity Turnover", with Vaughn Armstrong; Allied Academies Spring 2005 Meeting

" China Automotive Systems, Inc.-–The Case for Reverse Mergers", with Vaughn Armstrong: Allied Academies Fall 2004 Meeting

"Individual Investors, Electronic Trading, and Turnover", with Vaughn Armstrong; Allied Academies Fall 2004 Meeting

"Financial Institution Objectives, Individual Access to Information and Turnover", with Vaughn Armstrong; Allied Academies Spring 2004 Meeting

"Volatility in the Stock Market in the 90's: Some Preliminary Findings" Presented at the Western Economic Association International Meeting, Taipei , Taiwan ; Jan 9 ‑ 12, 2003 co- author Farid Islam

"Teaching the Time Value of Money" Paper presented to the International Business Research Conference in Puerto Vallarta , Mexico March 2002.

"Teaching Business Statistics: Do Prerequisites Help?" paper presented to the International Business Research Conference in Puerto Vallarta , Mexico , March 2002 co-authored.

SERVICE TO THE COMMUNITY

IDAHO COMMISSION FOR THE BLIND 1975-1984
            Gubernatorial appointee--Served as member and Chairman of the Commission Board.  This is the
            Vocational Rehabilitation Agency for the Blind in Idaho which receives both state and federal monies
            to provide vocational rehabilitation counseling and training to the blind of the state. 

NATIONAL FEDERATION OF THE BLIND
            Member of the National Board of Directors 1979-1985.
            Elected President of the National Federation of the Blind of Idaho 1975-1988

BRAILLE RESOURCE CENTER
            President and Founder

NATIONAL FEDERATION OF THE BLIND OF UTAH
            Treasurer

NATIONAL FEDERATION OF THE BLIND OF UTAH , UTAH VALLEY CHAPTER
            President