Retirement/Educational Savings
Utah Valley University (UVU) offers employees a variety of ways to save for retirement and the opportunity to save for their children and grandchildren's college education.

Piggy Bank Savings

"It is never too early to start saving for retirement or for the college education of your children or grandchildren."

Utah Valley University provides employees the following plans for retirement and educational savings through payroll deduction.

UVU Retirement-

  • UVU will contribute for all benefit eligible employees to a 401(a) Defined Contribution Plan with a contribution rate of 14.2% (based on the employee's compensation). Investment options through TIAA-CREF or Fidelity Investments or both
  • New benefit eligible employees who have participated in Utah Retirement Systems (URS) in the past and wish to remain in URS may do so.  Please contact HR Benefits Office for information.

Supplemental Retirement Investment Options- Additional retirement savings options are available through payroll deduction with no employer match.

  • Retirement savings plans include 403(b), 401(k), and 457(b) tax-deferred plans and Roth IRA and 403(b) plans.
  • Investment options are available through TIAA-CREF, Fidelity Investments and Utah Retirement Systems (with prior service credits).

Educational Savings- The Utah Educational Savings Plan (UESP) is a simple, sound plan to stretch your child's educational dollars and provide some wonderful tax incentives.

  • Tax Advantages-
    • Earnings grow free from federal and Utah State income taxes if used for qualified higher education expenses.
    • Utah taxpayers receive a credit on contributions.

Retirement Counseling Sessions

Utah Retirement Systems:


Fidelity Investments:

Social Security/Medicare:

Utah Educational Savings Plan (UESP) - 529 College Savings Plan:

UVU Early Retirement Program:

  • For information concerning eligibility requirements and benefits provided under the UVU Early Retirement Program refer to Policy #362, Early Retirement: Institution.
  • To apply for the UVU Early Retirement Program, please contact Judy Martindale in the HR Benefits Office at 801-863-8932. The Human Resources Department will send you an Application/Authorization form, Early Retirement Procedures and Check List, and Early Retirement Worksheet.