Profile | Directory | Utah Valley University

Faculty Member

Dr. Laura Ricaldi

Email: laura.ricaldi@uvu.edu
Office: 436C
Phone: 801-863-5655
Mail Stop: 280
https://bit.ly/ricaldi-bookings

Biography

I received my BBA in accounting from Texas Tech University. I worked for the Bank of New York in New York City as a mutual fund accountant for a year before moving back to Texas. Once in Texas, I completed my MBA with an emphasis in Management & Leadership in 2008.

In my last semester of my MBA coursework, I took a personal finance class, and it changed my life and career! I decided I wanted to help people reach their financial goals. The best way to have the impact I wanted was to work on a PhD so I could teach others how to help families and clients. I began the PhD in Personal Financial Planning at Texas Tech University and graduated before moving to Utah.

I have several years of teaching experience, both online and face-to-face. I enjoy UVU's engaged learning mission and try to bring as much to the classroom as possible. I love being a part of UVU's nationally recognized Personal Financial Planning program. A part of the program that I enjoy is to mentor and coach students who are getting ready for the CFP® Exam. In my free time, I enjoy spending time with my family (especially glamping in our RV), hand embroidering, and reading.

Education

Ph D, Texas Tech University, 2015

Major: Personal Financial Planning

MBA, Texas Tech University, 2008

Major: Management and Leadership Skills

BBA, Texas Tech University, 2004

Major: Accounting

Teaching

FIN 6700

CFP Exam Preparation, Spring 2024

FIN 5700

CFP Examination Preparation, Spring 2024

FIN 3060

Introduction to the PFP Profession, Spring 2024

FIN 3220

Risk Management and Insurance, Spring 2024

Presentations

Farnworth, Xanthe , Seeley, Eugene , Ricaldi, Laura , Ortega, Xiaoli , International Teaching Forum, "The Effects of Peer and Lab Reviews on Business Student Writing", Office of Teaching and Learning, Utah Valley University. (December 10, 2021)

Ricaldi, Laura , International Teaching Forum, "Engaging Student Learning with Real Case Study Clients", Office of Teaching and Learning, Utah Valley University. (November 9, 2018)

Huston, Sandra (Presenter & Author), Ricaldi, Laura (Author Only), 2017 AFCPE® Annual Research & Training Symposium Program, "Credit Card Myopia", Association for Financial Counseling and Planning Education, San Diego, CA. (November, 2017)

Ricaldi, Laura (Presenter & Author), Bi, Rachel (Author Only), Finance and Economic Department Research Seminar, "Financial Technology and Credit Card Use", Utah Valley University, WB238. (February 10, 2017)

Ricaldi, Laura (Presenter & Author), Bi, Rachel (Author Only), Academy of Financial Services Annual Meeting, "Financial Technology and Credit Card Use", Academy of Financial Services, Las Vegas, NV. (October 21, 2016)

Ricaldi, Laura (Presenter & Author), Array, Array , Finance and Economic Department Research Seminar, "Debit or Credit_ The Impact of Myopia and Attitude on Payment Choice", Utah Valley University, WB238. (February 5, 2016)

Scholarly/Creative Works

Ricaldi, Laura , Martin, Terrance , Huston, Sandra J, (2022) "Financial Literacy and its Impact on the Credit Card Debt Puzzle" . Financial Services Review.

Farnworth, Xanthe , Seeley, Eugene , Ricaldi, Laura , Ortega, Xiaoli , Miller, Ronald , Seshadri, Sri , (2021) "The Effect of Peer and Lab Reviews on Business Student Writing" (Issue: 1, vol. 22). Mountain Plains Journal of Business and Technology. https://openspaces.unk.edu/mpjbt/vol22/iss1/5/

Mattia, Laura , Ricaldi, Laura , "Female Financial Confidence, Knowledge, and Anxiety" . Journal of Personal Finance.

Mattia, Laura , Ricaldi, Laura , "Female Satisfaction and Loyalty with their Financial Advisor" . Journal of Financial Counseling and Planning .

Ricaldi, Laura , Huston, Sandra J, (2019) "The Role of Dual-Self Constructs in Determining Payment Card Choice_ Insights for Working with Credit Card Borrowers" (Issue: 1, vol. 10). Kansas: Journal of Financial Therapy. https://newprairiepress.org/cgi/viewcontent.cgi?article=1177&context=jft

Lurtz, Meghaan R., Anderson, Daniel C., Ricaldi, Laura , Archuleta, Kristy , "Careers and Certification in Financial Planning_ Perspectives from Personal Financial Planning Students" .

Awards

Flexible Teaching Award - 1st Place in Best Design_ Online

Office of Teaching and Learning - March, 2021

The University Flexible Learning Council is pleased to inform you that after several rounds of peer review, you have been selected to receive the following Online Teaching Award_

1^st Place in Best Design_ Online

We appreciate your commitment, innovation, and effort that culminated in this accomplishment. Your excellence in online teaching serves as a model for other faculty.

Summer Externship Grant Award

Woodbury School of Business - May 1, 2019

Externship grant awarded to work with a local RIA firm as an intern.

2015 AFCPE Outstanding Symposium Paper Award

Association for Financial Counseling & Planning Education (AFCPE) - November, 2015

Summer Research Grant Award

Ricaldi, Laura (Presenter & Author), Huston, Sandra (Author Only), 2015 AFCPE® Annual Research & Training Symposium Program, "Financial Sophistication and the Credit Card Puzzle", , Association for Financial Counseling and Planning Education, Jacksonville, FL. (November 20, 2015)

Hampton, Vickie (Author Only), Ricaldi, Laura (Presenter & Author), Salter, John (Author Only), Katz, Deena (Author Only), Evensky, Harold (Author Only), CFP Board Registered Program, "Raising the Next Generation of Financial Planners", , CFP Board of Standards, Washington, DC. (August, 2011)

Hampton, Vickie (Author Only), Ricaldi, Laura (Presenter & Author), Collins, Angela (Presenter & Author), CFP Board Registered Program, "Refinement and innovation of Financial Planning Ratios and Benchmarks", , CFP Board, Washington, DC. (August, 2010)

Hill, E. Jeffrey , Sudweeks, Bryan L, Jorgensen, Bryce L, Li, Xiaohui , Ricaldi, Laura , Minson, Kent , (2016) "Fundamentals of Family Finance" . Provo, UT: Brigham Young University Academic Publishing.

Ricaldi, Laura , Huston, Sandra J, (2015) "Financial Sophistication and its Impact on the Credit Card Debt Puzzle" . Association for Financial Counseling Planning Education.

Ricaldi, Laura , Finke, Michael , Huston, Sandra , (2013) "Financial Literacy and Shrouded Credit Card Rewards" (Issue: 3, vol. 18). Journal of Financial Services Marketing. www.palgrave-journals.com/fsm/journal/v18/n3/abs/fsm201311a.html

Hampton, Vickie , Ricaldi, Laura , (2013) "The Millennial Generation_ Recommended Financial Benchmarks" . The American College.

Ricaldi, Laura C, Huston, Sandra , (2012) "Financial Sophistication and the Credit Card Debt Puzzle" . Association for Financial Counseling Planning Education.

Ricaldi, Laura , Finke, Michael , Huston, Sandra , (2012) "Financial Literacy and Naïve Consumer Choices" . Academy of Financial Services.